No account, no email address: everything stays in your browser, nothing reaches us.
Many of us put this off, often simply for want of knowing where to begin. Wifaq shows you, calmly, what the law of France provides and what your convictions call for, then helps you assemble a file your notaire need only receive. The essentials are free, and will stay free.
And some good news: leaving a gift to a mosque or a charity (a sadaqa jāriya, the ongoing charity that keeps acting after you) is perfectly legal, within the disposable portion and provided the association may receive bequests. Your file helps you check it; your will sets it down.
With shared children, your spouse must choose between a quarter in full ownership and the usufruct of the whole (the use and the income, without the capital). In a blended family the spouse is capped at a quarter. A civil-partnership (PACS) partner or an unmarried cohabitant receives nothing. Neither do your parents, once you have children.
An overdue zakāt, a sadaqa jāriya, a pilgrimage to be performed in your name: none of it will be binding on anyone unless it is set down in writing, in the forms the law recognises.
Concord is prepared in advance. A house held in undivided ownership, frozen accounts, siblings who no longer speak: these stories almost always begin with a file that never existed. Yours takes a few hours. It is worth them.
« It is not befitting for a Muslim who has something to bequeath to let two nights pass without having his will written down beside him. »
REPORTED BY BUKHARI AND MUSLIM
No jargon, no paperwork: you go at your own pace, and everything is explained as you go. The planner is in French for now.
On the tree, every relative who inherits lights up, every relative who is excluded fades, and you understand why. Two minutes are enough.
What the law protects, what you may freely decide, and your religious obligations laid out (zakāt included). All in euros.
A will template to copy out by hand, your questions for the notaire, and an action plan built from what you entered.
Marriage, a birth, buying a home: everything is recalculated, and you know exactly what to update.
A will is written once, and it is free. Continuity is the only thing that must be watched over month after month: that is the Amana Vault, 4.90 € per month, no commitment, cancel in three clicks. Not yet available; a founders' list is open.
See, understand, write: everything the hadith of the two nights asks for. And nothing leaves your device.
The one thing no document can replace: continuity. Who knows, who watches over it, who will open it, and what to do in the first forty-eight hours.
No payment is taken today: the Vault arrives with the app, after legal validation and an independent security audit. Signing up secures your founder price and nothing else. The Essentials are already online, free.
A generic template knows nothing of your family, your amounts or your religious obligations, and no one will tell you whether it holds. Wifaq builds every figure on your own situation, shows you your margins, then sends you to the notaire: he alone gives the deed its force.
The deadline was set fourteen centuries ago: two nights. We ask you for two minutes, just to see where you stand. The rest can wait; the first step cannot.
The notaire secures your deeds, and no one replaces him. But he does not calculate your zakāt or your farā'iḍ shares (the Islamic distribution of an estate), and his time is billed. Wifaq prepares, the notaire authenticates: that is the right order, and the appointment will only be shorter for it.
The calculation engine is tested by 48 automated checks, covers the 4 Sunni schools, and flags by itself the cases that call for a scholar. We publish our rules, their sources and what we refuse to settle: our method.
Wifaq issues no religious ruling and offers no way around the law. The reserve owed to your children is inviolable, and we say so plainly.
Your religion, your family, your estate: few things are more private. Nothing is resold, nothing is shared. Today everything stays in your browser: nothing passes through our servers, and Wifaq does not know your estate. Once the page is open, Wifaq works even without a connection. Tomorrow, with the app: hosting in Europe and end-to-end encryption.
No. The French forced-heirship reserve (réserve héréditaire), equal between all the children, is a matter of public order and cannot be set aside. You can, however, legally arrange your disposable portion (bequests, waqf), use life insurance, and beyond that, only the free and notarised consent of the heirs (an amicable division, or an advance renunciation in favour of named persons, article 929) makes it possible to approach the farā'iḍ distribution.
It is the share of your estate you decide freely by will: one half with one child, one third with two children, one quarter with three or more. The rest is the reserve owed to your heirs.
No. Without a will, a PACS partner or an unmarried cohabitant inherits nothing under French law. A will, within the disposable portion, is essential to protect them.
Religiously, an unpaid zakāt remains owed at death. Wifaq does not calculate it: assessing and paying it falls to your relatives, helped by a competent person (an imam, a scholar). Under French law it is not an enforceable debt: your will entrusts it expressly to your relatives, within the disposable portion or with the heirs' agreement.